our services

MORTGAGE SPECALIST SERVICES

  • MORTGAGE PRE-QUALIFICATION

    Before you start to shop and make offers, find out what your cash-flow comfort zone is.

    Pre-qualification can help you focus on your personal budget, and give you more confidence when making that offer.

  • PURCHASES

    Buying a home, whether it is your first home, or you have bought it before, should be very exciting. We can help you through all the steps from Pre-approval Qualification to the day you receive your keys. We are happy to stay in touch throughout the course of your mortgage term and to walk you through your next purchase, refinance, or renewal.

  • REFINANCE

    If you have built up equity in your home, we can explore the options to utilize that. Maybe you have plans for a renovation, debt-repayment, a second home, or gift to a family member.

  • HOME EQUITY LINE OF CREDIT

    This is a great option if you have that equity in your home, but you don’t have the need for all the funds right away. Maybe you want to access it in on a specific timeline. We can look at options at setting that up for you.

  • RENEWALS

    It is a great time to start reaching out once you are within 9 months of your renewal date. Our goal will be to review all your financial options at that time.

  • PRIVATE FUNDS

    There can be a number or reasons why an application can fall outside of traditional lending rules. Private funds can provide an effective alternative for borrowers.

Lending programs

Lending programs not offered by other lenders.

  • We can help new entrants to Canada fulfill their dreams of homeownership.

  • If you are thinking of making improvements to your new home immediately after taking possession, we can help qualify you for the improvements, and add it to your new mortgage.

  • We understand that there are many ways that Canadians choose to structure their income, and mortgage qualifications can look very different for the self-employed. Allow us to navigate all the different types of programs and lenders available for the ‘Business for Self’ individual.

  • A reverse mortgage could be a great way for Canadians 55+ to access the equity they have accumulated in their home tax-free. We are here to support your questions and guide you through the mortgage options.

  • This is a great program to provide additional mortgage solutions for clients with moderate income and significant verifiable liquid assets.

  • Are you a newly practicing Dentist, Veterinarian, or Doctor that can’t wait to purchase your own home? Find out how you can use ‘future projected’ income to be used for mortgage qualification purposes.

  • Are you buying a home?

    We have an exclusive partnership with the THINK Real Estate Team at Keller Williams Referred Urban Realty.

    You will receive a 1% Cash Rebate of your mortgage amount.

    The Cash Rebate is separate from any mortgage offer that you would receive from me

    The THINK Real Estate will deliver the money to you after closing.

SCHEDULE A CALL

Ready to chat?

One call is all it takes to discuss your mortgage needs. There could be financial solutions you may not realize you have.

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